WV State Credit Union
Hours & Location
Monday thru Friday
Lobby 8am to 3pm | Drive Thru 7:30am - 5pm
State Payday 7:30am - 6pm
2200 Washington St. E. | Charleston, WV 25311
Phone: (304) 558-0566
Fax: (304) 558-0137
Old Bill Payment: (866) 748-9326
New Bill Payment: (844) 596-1314
ARUCU24 Number: (866) 470-7405

Attention “Mobile App” Users:

Our new Mobile app is available, please go to our SCU on WEB and go to the services table then to the mobile tab. Click on setup and follow the prompts. On your smartphone go to your “store” (where you find your apps) and search for Touchbanking (all one word) it will look like the icon to the right.

Once you have downloaded the app you will need the app code. The app code is thestate all lower case.


The State Credit Union has made some changes to our Overdraft protection program. In order to qualify you must have a checking account in good standing and open for at least 3 months. You must have a payroll deposit of at least $400 per month. The Overdraft protection plan allows you up to $400 (including fees) in overdrafts and you will be allowed up to 21 overdraft occurrences in a 2 month period. Click here to go to our download page to print and complete the Opt-in/Opt-out form and return to the Credit Union by mail, fax or drop it off.

Due to a recent increase in fraudulent activity across the United States, additional security controls have been implemented for your protection and ours. You may experience more "alert calls" to notify you of suspicious or unusual transactions.

Debit card users traveling outside the U.S.A.  -  Call us before you travel outside the United States. Due to increased fraud your transactions may be blocked without preauthorization. This restriction is for your protection as well as ours and we apologize for any inconvenience.



Online Loan Applications Available Now
Click on Applications
Scroll to How to apply for an Online Loan

Hurry!! Ask us Now!!

How can I get 0.50% off
my automobile loan rate?

How can I get a 6.99% credit card with
a low monthly payment requirement?

How can I still get a home or
home equity loan for 3.99%?

Rates are RISING-Hurry,
Ask us and We’ll just do it.

This might be your last chance for a rate this low for a long time to come?


In any given month that has a 3rd pay period, no loan payments or any other disbursements. All of your funds will go to the account you have designated. Existing loan payments and other disbursements coming to the State Credit Union will remain on 24 periods. If you have any questions or concerns, please contact the Credit Union.

Christmas Observed ‐ December 26th
January 2nd – New Year’s Day
January 16th – Martin Luther King Day
February 20th – President’s Day
May 29th – Memorial Day

2017 Holiday and Payday Calendar