WV State Credit Union
Hours & Location
Monday thru Friday
Lobby 8am to 3pm | Drive Thru 7:30am - 5pm
State Payday 7:30am - 6pm
2200 Washington St. E. | Charleston, WV 25311
Phone: (304) 558-0566
Fax: (304) 558-0137
Old Bill Payment: (866) 748-9326
New Bill Payment: (844) 596-1314
ARUCU24 Number: (866) 470-7405

Attention “Mobile App” Users:

As of Thursday February 23, 2017, our new Mobile app is available for download from your app store. This includes:

  • iPhone & iPad
  • Android phones
  • Kindle tablets

Current users will be notified when you attempt to login to the current “Touch Banking” app and direct you to your app store. The “Touch Banking” app will no longer work. Just follow your app store instructions to download and install the new app. You will no longer be required to use the code “thestate” just your current login and password.

New users to our mobile app can go to their app store and search for The State Credit Union and look for the State Credit Union logo and follow their app store instructions to download and install.

Note: New users must sign up for our SCU on WEB service and setup from a computer before using our mobile app.


The State Credit Union has made some changes to our Overdraft protection program. In order to qualify you must have a checking account in good standing and open for at least 3 months. You must have a payroll deposit of at least $400 per month (this will increase to $500 beginning March 1, 2017). The Overdraft protection plan allows you up to $400 (including fees) in overdrafts and you will be allowed up to 21 overdraft occurrences in a 3 month period. Click here to go to our download page to print and complete the Opt-in/Opt-out form and return to the Credit Union by mail, fax or drop it off.

Have your IRS Tax Refund directly deposited into your State Credit Union account. Make sure to use the following information on your Federal and State Tax Forms to ensure a fast return:

Routing number is 251984467 Checking account deposit suffix is 13. Savings account deposit suffix is 00. Use your member account number and add "13" or "00" to the end of your account number to direct it to checking or savings. Your account number with the suffix must equal 8 total digits. Simply add the necessary number of Zeros ("0") to the front of the account number

Example: Member number 5678 wants refund deposited to checking. Correct account number is: 00 5678 13

Example: Member number 12345 wants refund deposited to saving Correct account number is: 0 12345 00

Online Loan Applications Available Now
Click on Applications
Scroll to How to apply for an Online Loan

Auto Rates, Save up to 0.50% on any auto purchase or when you refinance from another institution!

Credit Card Rates as low as 6.99%, lower monthly payments requirement!

Unsecured Loan Rates, quick and easy to save your money!

Real Estate Loan Rates: fixed rate and balloon rates as low as 3.99% APR!

Change is coming. Rates won't last long. Lock that Low Rate in now! Don't miss this opportunity!


Due to a increase in fraudulent activity across the United States, additional security controls have been implemented for your protection and ours. You may experience more "alert calls" to notify you of suspicious or unusual transactions.

Debit card users traveling outside the U.S.A.  -  Call us before you travel outside the United States. Due to increased fraud your transactions may be blocked without preauthorization. This restriction is for your protection as well as ours and we apologize for any inconvenience.


February 20th – President’s Day
May 29th – Memorial Day
June 20th - West Virginia Day
 July 4th - Independence Day
 September 4th - Labor Day

2017 Holiday and Payday Calendar