The State Credit Union Loan Rates

 

Rates Effective 7/23/2018
LOAN TYPE ANNUAL PERCENTAGE RATE TERM
 
NEW AUTOMOTIVE

2.99% to 9.99% 36

3.49% to 9.99% 48

3.74% to 9.99% 60

3.99% to 9.99% 66

4.24% to 9.99% 72

4.74% to 9.99% 84
PRE-OWNED AUTOMOTIVE *As Term Increases The Rate Increases (lowest rate matches shortest term)
Models 2018-2017 3.74% to 9.99% 36-66
Models 2016 4.24% to 9.99% 36-60
Models 2015 4.74% to 9.99% 36-60
Models 2014-Older 4.99% to 9.99% 36-54
 
NEW/PRE-OWNED BOATS, RV'S, MOTORCYCLES & TRAVEL TRAILERS > 18 FEET & SIDE BY SIDES

4.49% to 11.49% 36

4.99% to 11.74% 48

5.99% to 11.99% 60

6.49% to 11.99% 60+
 
NEW/PRE-OWNED JET SKI'S, ATV'S & TRAVEL TRAILERS UP TO 18 FEET

5.99% to 11.24% 36

6.49% to 11.49% 48
 
OTHER LOANS (Minimum loan amount is $700.00)
Share Secured 4.00% -
Share Certificate 2.00% Above Credit Union CD APY
Vacation/Christmas 5.00% to 18.00% 12-15
Line of Credit/Share Draft OD/Signatures 8.00% to 18.00% -
Visa Credit Card - No Annual Fee 6.99% to 15.00% -
HOME EQUITY LOANS
5 Year 1st Lien Call for Quote -
5 Year Balloon 1st Lien Call for Quote 20 yr Max
Home Equity Lines of Credit (Adjusted Quarterly) Prime + or - (call for details) -

State Credit Union
Important Phone Numbers
 Master Card Activation - PIN Setup/Reset
  1-800-567-3451

 Lost/Stolen Master Card/Debit Card
  1-800-554-8969

 Lost/Stolen Visa Credit Card
  1-866-599-1069

 MasterCard/Debit Card Fraud Detection
  1-800-262-2024

Privacy Policy


Hours & Location
 Monday - Friday
 Lobby: 8am - 3pm
 Drive Thru: 7:30am - 5pm
 State Payday: 7:30am - 6pm

 2200 Washington St. E.
 Charleston, WV 25311

Contact Us
 Phone: 304-558-0566
 CU24: 1-866-470-7405
 Bill Payment: 1-844-596-1314


Equal Housing Opportunity NCUA