Loan Rates

Rates Effective 10/01/2026
LOAN TYPE
ANNUAL PERCENTAGE RATE
TERM
NEW/USED AUTOMOTIVE
 
3.99% to 8.99%
36
 
4.49% to 8.99%
48
Models 2018 & Older =1%
4.74% to 8.99%
60
 
4.99% to 8.99%
66
 
5.49% to 8.99%
72
 
5.99% to 8.99%
84
NEW/PRE-OWNED BOATS, RV'S, MOTORCYCLES & TRAVEL TRAILERS, SIDE BY SIDES, & ATVS
 
5.74% to 9.99%
36
 
6.74% to 9.99%
48
 
7.24% to 9.99%
60
 
7.74% to 9.99%
60+
OTHER LOANS (Minimum loan amount is $700.00)
Share Secured
4.00%
-
Share Certificate
2.00% Above Credit Union CD APY
Vacation/Christmas
5.00% to 18.00%
12-15
Line of Credit/Share Draft OD/Signatures
12.00% to 18.00%
-
Signatures
10.00% to 18.00%
-
Visa Credit Card - No Annual Fee
6.99% to 15.00%
-
HOME EQUITY LOANS
5 Year 1st Lien
Call for Quote
-
5 Year Balloon 1st Lien
Call for Quote
20 yr Max
Home Equity Lines of Credit (Adjusted Quarterly)
Prime + or - (call for details)
-