Loan Rates

Rates Effective 01/06/2025
LOAN TYPE
ANNUAL PERCENTAGE RATE
TERM
NEW AUTOMOTIVE
 
3.99% to 9.99%
36
 
4.99% to 9.99%
48
 
5.24% to 9.99%
60
 
5.49% to 9.99%
66
 
5.99% to 9.99%
72
 
6.24% to 9.99%
84
PRE-OWNED AUTOMOTIVE *As Term Increases The Rate Increases (lowest rate matches shortest term)
Models 2025-2024
5.99% to 9.99%
84
Models 2023
6.24% to 9.99%
72
Models 2022
6.74% to 9.99%
66
Models 2021-Older
7.24% to 9.99%
60
NEW/PRE-OWNED BOATS, RV'S, MOTORCYCLES & TRAVEL TRAILERS > 18 FEET & SIDE BY SIDES
 
5.74% to 10.49%
36
 
6.74% to 10.74%
48
 
7.24% to 10.99%
60
 
7.74% to 10.99%
60+
NEW/PRE-OWNED JET SKI'S, ATV'S & TRAVEL TRAILERS UP TO 18 FEET
 
6.74% to 10.24%
48
 
7.24% to 10.49%
60
OTHER LOANS (Minimum loan amount is $700.00)
Share Secured
4.00%
-
Share Certificate
2.00% Above Credit Union CD APY
Vacation/Christmas
5.00% to 18.00%
12-15
Line of Credit/Share Draft OD/Signatures
12.00% to 18.00%
-
Visa Credit Card - No Annual Fee
6.99% to 15.00%
-
HOME EQUITY LOANS
5 Year 1st Lien
Call for Quote
-
5 Year Balloon 1st Lien
Call for Quote
20 yr Max
Home Equity Lines of Credit (Adjusted Quarterly)
Prime + or - (call for details)
-